I'm all about dat bling ... until I got none. 

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Don't go all out on ...

1. Trendy Stuff:  Being in style is important for general life. If you look good then your more likely to succeed in other aspirations. What we are talking about here is the flavor of the moment stuff. Remember when crocks were fashionable for a hot second and not just serviceable. Ewww.

2. Rental Cars:  If you need to rent a car for a vacation spend that money on the vacation. How you get there is not as important.

3. Your Car:   The same rings true for your car. Are you rich? No? Then it is best to have a good car that gets you from A to B.

4. Over the Counter Medicine: The difference between name brand ibuprofen and generic brand is usually negligible. It's the same active ingredient.

Four Things to go all out on ...

1. Your Haircut:  How you appear is so very important in this world (sad but true). If you feel good with the hair on your head (that you have to be with all the time), the more confident you are!

2. Health Insurance:  If you've got the money for a better plan, it could save you a boatload in an emergency.

3. Phone Chargers:  If you're like many Americans, you rely on your phone for work. It's best to have back-ups so you don't miss that important client.

4. Mattress:  Sleeping is good. Sleeping makes you sane.

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